HDFC Bank Shoppers Stop Credit Card
Benefits
🛍 ₹500 Shoppers Stop voucher on spend of ₹3,000
🤩 Complimentary Shoppers Stop membership
💳 UPI - Rupay Credit Card
⛽️ 1% fuel surcharge waiver
💁🏻♀️ Earn 6 First Citizen Points for every ₹150 spent
Apply Now
1. Customer should be resident of India
2. Age: Salaried: 21 - 60 years | Self Employed: 21 - 65 years
3. Net Monthly Income: Salaried: above ₹20,000 | Self Employed: ITR > ₹6 Lakhs per annum
How it works?
1. Enter and verify mobile number.
2. Enter the PAN number.
3. Choose KYC options (Aadhaar-based KYC for better chances).
4. Accept the terms and conditions of EKYC.
5. Complete EKYC using your Aadhaar card.
6. Fill in details like office address, current address, and employment type (for the salaried customer must enter their official email id)
7. After successful document verification, if the customer is eligible, the card will be approved.
8. Tracking time: 7 days
Terms & Conditions
DOs'
1. Complete the process in a single journey.
2. Customers who receive salary in the form of cash will be considered 'Self Employed'.
3. Provide correct address details and specify if current address is not the same as permanent address.
4. Fill the entire address and not short-forms. Always ask your customers to enter a landmark near their address.
5. Avoid the customers with:
-Payment delays/defaults
-Applied for many cards in past 1-2 months
6. Avoid customers who have a utilization of more than 70% on previous cards.
7. Check pincodes availability.
Guidelines
DOs'
1. Complete the process in a single journey.
2. Customers who receive salary in the form of cash will be considered 'Self Employed'.
3. Provide correct address details and specify if current address is not the same as permanent address.
4. Fill the entire address and not short-forms. Always ask your customers to enter a landmark near their address.
5. Avoid the customers with:
-Payment delays/defaults
-Applied for many cards in past 1-2 months
6. Avoid customers who have a utilization of more than 70% on previous cards.
7. Check pincodes availability.
DON'TS
1. All fraudulent leads will be rejected.
2. Avoid any mismatches between PAN and Aadhaar Card.
3. Customers should not be existing users of the product.
4. Multiple applications are not allowed from the same device/number.
5. Residence address and office address should not be same (for salaried customers).
Frequently asked Questions
Q1. How do I apply for a Shoppers Stop HDFC Bank Credit Card?
A. Individuals above the age of 21 years can apply for the Shoppers Stop HDFC Bank Credit Card. Based on the Bank's internal Policy, the potential customer will be given the right card.
Q2. What are Shoppers Stop First Citizen Points?
A. Shoppers Stop First Citizen Points are an exclusive rewards metric system created only for Shoppers Stop HDFC Bank Credit Cardholders. You earn points on retail spending you make through your Shoppers Stop HDFC Bank Credit Cards on key categories like your Fashion, Beauty, and Home Décor as mentioned in the Product Features and Benefits
Q3. What are Private label brands?
A. These are the exclusive brands owned by Shoppers Stop. The below following are some of the Private label brands inside Shoppers Stop: Haute Curry, Arcelia, Stop, Fratini, Life, Kashish, Back to Earth, Devon North, Fern, Ivy, Harissa, Karrot.
Q4. Do I earn Shoppers Stop First Citizen Points on all my transactions?
A. Shoppers Stop First Citizen Points can be accrued from all kinds of retail transactions that include both Online and Point of Sale (PoS) transactions. However, there are a few kinds of transactions for which you will not get Shoppers Stop First Citizen Points. These are as follows: Any kind of wallet loading EMI Transactions Account Fees and Payment Purchase of jewelry/gold coins or its equivalents
Q5. How do I check my Shoppers Stop First Citizen Points balance?
A. Shoppers Stop First Citizen Points accrued on all eligible transactions posted within the calendar month will be added up and credited on the 1st of the next calendar month. Please note that maximum capping will be applied before crediting them. a) You can check the points accrued for the previous calendar month's transactions posted on the current month's statement shared with you (Physical or E-statement) b) You can also check by logging into the Shoppers Stop application with your registered mobile/email ID to view the points earned
